Roberto Espinosa, AEP®, CAP®, CFP®, ChFC®, CLU®
Wealth Management Advisor


Avante Wealth

Our Team

Team photo

As a Financial Advisor for Northwestern Mutual, I am committed to helping my clients whether they are concerned for their own financial needs or those of their family or business. I don't do it alone. Here you will find a listing of the people who help make it happen.

Together, we stand committed to providing the best customer service possible. If you have a problem or need assistance at any time, please let us know.


 
Roberto Espinosa

Roberto Espinosa, AEP®, CAP®, CFP®, ChFC®, CLU®

Wealth Management Advisor
Office 210-446-5713

Roberto is a Wealth Management Advisor with Northwestern Mutual Wealth Management Company serving as the Business and Estate Planning Specialist and Government Relations Delegate for the region; celebrating 15 years with the company. He is originally from Mexico City and has lived in San Antonio since 1996.

Roberto obtained his Degree in Economics from the ITAM (Intsituto Tecnologico Autonomo de Mexico); has earned the Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®), Certified Advisor in Philanthropy (CAP®), Retirement Income Certified Professional (RICP®),  degrees from the American College in Pennsylvania and is recognized by the National Association of Estate Planners Council as an Accredited Estate Planner (AEP®). In 2012 he was recognized by the Certified Financial Planning Board with the designation CFP®.

Articles about Roberto have been published by many national and local magazine. He has been featured in frequent publications including Forbes, Hispanic Executive, Latino Leaders and Empresarios Magazines. Richard Karlgaard uses Roberto’s story for the chapter on “Trust” in the best seller book “The Soft Edge, where great companies find lasting Success”.

Roberto is an active member in the community participating as board member in many non-profit and business organizations like: San Antonio Botanical Garden, Association for Corporate Growth, San Antonio Estate Planning Council, National Association of Insurance and Financial Advisors-NAIFA, University of the Incarnate Word School of Business & Administration Advisory Council, UT Health Science Center Planned Giving Advisory Council, Leadership San Antonio & Board member of the San Antonio Chamber of Commerce. 

Roberto is married to Lourdes. They have two children, Pablo and Mariana. Roberto is fluent in Spanish and English. 

Trust – Care – Knowledge

 
Anne-Marie Grube

Anne-Marie Grube

Director of Operations
Office 210-446-5713

Anne-Marie is Director of Operations for Roberto Espinosa, Wealth Management Advisor, at Northwestern Mutual San Antonio since 2014. In the six years of being part of the Espinosa Team, Anne-Marie has contributed to an exponential business growth placing the Team Espinosa as the top producer in San Antonio and in the Top 50 Financial Advisor Teams in the company on a national level.

Anne-Marie received her degree in BSc. in Business Administration and Economics and MSc. In International Management and Marketing at Copenhagen Business School, Copenhagen, Denmark and moved to San Antonio 10 years ago.

Anne-Marie is an active member in the community participating in non-profit and business organizations like Asociacion de Empresarios Mexicanos (AEM), Classical Music Institute (CMI), Historic & Design Review Committee (HDRC) for the City of San Antonio. She is a class member of Leadership San Antonio (LSA) Class 40 and Steering Committee member of LSA Class 43.

Born in Belgium with a Danish father and Mexican mother, speaks English, Spanish, Danish and French.

 
Erika Mtanous Flores

Erika Mtanous Flores

Client Service Manager

Erika Mtanous joined the team in 2015 as Associate Financial Representative. Erika is our Client Relations Manager focusing on Insurance Client Service and creating financial trust with the company.

Erika received her degree in International Business at Universidad Autonoma de Nuevo Leon, Mexico specialized in international government relations.

Erika is an active member in the community in San Antonio participating in non-profit organizations like the Alexander Briseno Leadership Development Program (ABLDP) with the San Antonio Hispanic Chamber of Commerce. 

Erika was born in Monclova, Coahuila, Mexico, married to Mario and has two daughters, Natalia & Lucia. Erika is fluent in Spanish and English

 

 

Maria B Ruiz Clark

Director of Client Experience
Office 210-616-0900

Maria Ruiz Clark is Director of Client Experience for Avante Wealth. For 5 years she was the executive director for the U.S – Mexico Business Association.

Maria received her BA. In International Business at Tec de Monterrey. She also attended ESC Business School in France. After finishing her studies, Maria worked as a marketing consultant for special program sponsored by the Mexican Ministry of Economy and for Frost & Sullivan. 

Maria moved to San Antonio 10 years ago and started working for the wealth management advisor, Roberto Espinosa at Northwestern Mutual, and in 2021 she rejoined his team to launch Avante Wealth.

Born in Mexico City, speaks English, Spanish and French.

 
 

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck